Every year or two I buy one of these bill organizers for my monthly bills. Yes, OCD. This year I thought I would make my own. I bought the pockets from Office Max. I covered them and the cover with Stampin Up Spiced Cider paper. I made the monthly chart in word. I then laminated the cover and ran the whole thing through my friends Zutter. It will be interesting to see how well it holds up over time (the ones I have purchased always seem to fall apart and rip).